Sci-tech

5 steps you should take to protect yourself

5 steps you should take to protect yourself”

Visit equifaxsecurity2017.com to check if your personal data has been affected. US cyber-security firm Hold Security made the discovery.

You've likely heard about credit monitoring company Equifax and its massive data breach that exposed the personal information of about 143 million Americans from May to July.

If you are trying to apply for an apartment or loan, Hutchinson said you can still do so with the freeze.

Each credit bureau allows you to sign up for a 90 day initial fraud alert. There may be a charge for placing a freeze (Equifax is waiving the fee until November 21, 2017).

"I want to find out more about just what happened before I make any definite statements on that, so I really don't want to go there", said Monroe Republican Jody Hice.

The now-patched Struts flaw is amongst the most unsafe types of vulnerabilities, because it allows hackers to remotely exploit the application and access the information that it stores.

Equifax made an error that led to one of the largest and most sensitive data breaches of all time, and the mistake was elementary: The credit bureau failed to patch a vulnerability in Apache Struts - a web application development framework - in a timely manner.

Attorney General Ken Paxton today issued a consumer alert following a report from Equifax Inc., one of the nation's three major credit reporting agencies, that it experienced a data breach affecting 143 million Americans, including almost 12 million Texans.

-At the Equifax website, you can also sign up for a free, one-year credit monitoring service before November 21st.

But is that enough and how can you protect yourself? Accounts or activity you don't recognize could indicate identity theft, especially accounts opened recently. "Since the information in your credit file will not be released to anyone, it makes it almost impossible for an identity thief to open a new credit account in your name". This makes it more hard to do things like open a new bank account or get a loan. If you are a victim of fraud, you see charges that do not belong to you on your bank or credit card statements then do put a freeze. It lasts 90 days and can be renewed.

The company and its competitors, TransUnion and Experian, gauge how much of a risk people are for borrowing money. Likewise, getting collection calls from a creditor or debt collector regarding an account that you did not authorize is an indication that you may be a victim.



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